Insurance

Insurance is one of life’s most important decisions. Which insurer and the type of insurance to take out whether it be vehicle, home and contents or landlord insurance is worth spending some time to consider. Speak to us and we will be able to simplify the whole process and organise for a hassle free quote over the phone at a convenient time and day for you. We offer the following types of insurance:

Income Protection

This policy provides a benefit to replace income that is lost in the event that you suffer an illness or injury that prevents you from working beyond your waiting period, up to the end of your specified benefit period.

Life Insurance

This policy provides a lump sum payable to selected beneficiaries in the event of your Death. This benefit may be used to assist with the repayment of debt, fund legacies and additional capital for ongoing income needs of your beneficiaries.

Total & Permanent Disability (TPD)

This policy provides a lump sum in the event of Total & Permanent Disablement.

Vehicle Insurance

  • Up to $500 cover for personal items stolen from your car
  • Rental car use for up to 14 days if your car is stolen and not recovered
  • Legal liability for up to $20 million
  • A range of options including cover for accidental windscreen and glass damage
  • A quick and easy claims process

Home & Contents Insurance

  • A range of options including cover for jewellery and cameras away from the home
  • Up to $5,000 cover for your guest's damaged property
  • Up to 12 months temporary accommodation if your home is uninhabitable as a result of a claim
  • Other features to help protect your home and contents
  • A 30% no claim bonus for home owner insurance†
  • Bundle your building and contents cover to receive a further discount
  • A quick and easy claims process

Landlord Insurance

  • A 30% no claim bonus for landlord insurance (conditions apply)
  • Legal liability cover up to $10 million
  • Optional cover for up to 15 weeks rent to a maximum of $10,000, if your tenant defaults on the rent payment - also includes cover for:
    - up to 6 weeks rent to a maximum of $10,000, if your tenant departs from the building without notice or your rental agreement is terminated due to tenant hardship;
    - up to 6 weeks rent to a maximum of $10,000, in the event your sole tenant dies;
  • Protection against theft by tenant; and cover for your legal expenses up to $3,000 for rent default or theft by tenant